The 2019 San Diego County loan limit is $690.000, up from $649.750 in 2018.
In Orange & Los Angeles counties, it's $726.525 and in Riverside, San Bernardino, and Imperial counties, it's $484,000.
The higher loan limit affects FNMA, Freddie Mac, and FHA loans. For VA loans, the county limit is for zero down payment loans ONLY. VA loans have no loan "limit" but may require a down payment for prices over the county limit. Read about how to calculate the VA downpayment for purchases over $690,000 here
This year, the FHFA published this interactive loan limit map, showing the loan limit for every county in the US.
For fun, compare the 2016 Presidential election map (by county) with the FHFA interactive loan limit map. If you click both links, the maps will open side-by-side
This year, the FHFA published this interactive loan limit map, showing the loan limit for every county in the US.
For fun, compare the 2016 Presidential election map (by county) with the FHFA interactive loan limit map. If you click both links, the maps will open side-by-side
